FINANCE AVAILABLE
Spread the cost, interest free
0% finance over 6 or 12 months on everything we sell, or spread payments up to 4 years. Quick online application, decision within 24 hours.
Some jobs are worth doing properly, and sometimes that means spreading the cost. We've partnered with Ideal4Finance — established credit brokers, Trustpilot-rated 'Excellent' — so you can pay monthly instead of all at once. 0% APR is available over six or twelve months, or fixed-rate finance from one to four years, always subject to the lender's assessment. A 10% deposit applies, and we'll agree the amount with you before you start the application.
Your finance options
Quick and simple
Apply online in minutes — only a soft search, so it won’t affect your credit score, and you’ll get a decision within 24 hours.
The important bit
Here is a representative example of a £1000 purchase with a 10% deposit over 2 years: Purchase amount £1000; deposit amount £100; total credit £900; interest rate 14.9%; loan amount 24 months; monthly repayment £43.20; total repayable £1036.77; total cost £1136.77
Please note, the representative example gives an indication only and the exact amounts will be confirmed during the application process.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
Why Ideal4Finance
Simple application — apply online in a few minutes, with flexible ways to apply.
Competitive rates — a panel of reputable lenders with high acceptance rates.
Fast decision — no waiting around; you’ll hear back within 24 hours.
Flexible terms — borrow from £1,000 to £50,000 over a range of periods, matched to the right lender for you.
Things to be aware of
The final decision is based on your individual circumstances — your credit profile, how much you want to borrow, and over how long.
Only a soft search is carried out when you complete the Ideal4Finance application form, which should not affect your credit score.
Rather talk it through first?
Pop into the showroom on Ovenden Road and we’ll walk you through the options, or give us a call — no obligation, no hard sell.
Cuttin Edge Carpets Ltd is an introducer appointed representative of Ideal Sales Solutions Ltd T/A Ideal4Finance. Ideal Sales Solutions is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and term.
Cuttin Edge Carpets & Beds
Halifax’s family carpet & bed shop. Over 15 years on Ovenden Road — made to order, fitted by Darren himself.
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